Investment Guides

Real estate depreciation lets investors deduct costs of acquiring/upgrading income-generating properties over time they can generate revenue.

Underwriting is a process where risk-takers would specify the level of risk they are willing to bear in exchange for a specific premium they are seeking, which is also known as underwriting risk.

Real estate mutual funds, similar to other mutual funds, are a type of investment that cover a wide variety of asset classes to create a diversified portfolio.

In real estate, secondary markets are markets that are less populated and less dense compared to their primary counterparts.

A patio home is a residential property ranging from one to one-and-a-half storey high, with at least one wall shared with an adjacent property.

A real estate debt fund is a fund backed by private equity, lending short-term capital to potential real estate investors or providing refinancing to existing property investors.

Net effective rent is derived from the rent that a lessee pays on average per month of a lease period. It is not the actual rent that he/she pays every month.

Property investments in the opportunistic space involve significant development or redevelopment. It comes with high risk but also offers high returns.

Net Present Value, or NPV, is a financial metric typically used to evaluate if an investment opportunity is worth pursuing based on its profitability.

Most of us in Singapore would have heard of the term ‘stamp duty’. But do you know what they are, how they may affect you, and how the Singapore government uses the Additional Buyer’s Stamp Duty to prevent the property market from overheating? Read on to find out more.

A modular home is a home that is built offsite in a factory to near-completion before being transported to the actual building site to be assembled.

A leasehold property is an ownership of a temporary right to use and hold the property by the form of a leasehold title. Leasehold title is an interest in land and entitles the lessee an indefeasible right to use and hold the property.

Pari passu is a latin term meaning “on equal footing” and is usually used to describe a class of assets, equities, investors or creditors.

A buydown is a technique to finance mortgages such that buyers can enjoy a lower interest rate when taking out a mortgage loan for a property they wish to purchase by paying more up-front.

Economic Obsolescence, in the context of real estate, is the depreciation in the value of a property due to external factors that are outside the control of the owner.

Pooled Investment refers to a group of investors injecting funds into a common pool to buy shares or units of an investment product/company.

Foreclosure is a legal process in which a mortgage lender exercises his right to take control over a property, held as a collateral, mostly with the intention to sell it and recover the outstanding dues of the mortgagee or borrower.

Market value, in the context of real estate, is the sale price that an asset is expected to fetch in the market under normal conditions.

Mezzanine debt is typically used to bridge the gap between real estate investors’ equity and the senior debt from their lenders.

A condominium is a large housing complex divided into individual units for the purpose of sale, with each unit having an individual title and hence could be separately owned.