Beginners' Guide Take Charge of Your Future: A Beginner's Guide to DIY Investing Explore various avenues and strategies for real estate investment, including alternative investments that provide passive income streams.
Beginners' Guide Essential Financial Planning Tips for Wealth Management This article delves into essential financial planning tips that are pivotal for effective wealth management, defining and highlighting the significance of accredited investors, alternative investments, and holistic wealth management strategies.
Beginners' Guide Townhouses: A Comprehensive Overview A townhouse, often referred to as a townhome, represents a unique style of residential dwelling characterised by multi-floor layouts and attachment to adjacent units, each boasting its individual entrance.
Beginners' Guide Fixed-Rate Mortgages vs Floating Rate Mortgages In this article, we'll demystify the concept of fixed-rate mortgages and floating rate mortgages, shedding light on how they function and whether they align with your financial goals.
Beginners' Guide Understanding Subleasing: A Comprehensive Guide Subleasing is an arrangement which involves an existing tenant renting out their rented space to a new tenant, known as the sublessee.
Beginners' Guide Singapore’s Benchmark Interest Rate the Singapore Overnight Rate Average (SORA) Explained What is SORA? How is it being calculated? Why do we need to move to a new benchmark? We answer these questions in this article.
Advanced Strategies What is a Waterfall Structure? For most real estate investments, profit is distributed using a profit-sharing structure called a ‘waterfall’. This ‘waterfall’ model outlines the preferred return or hurdle rate required and the amount of promote given to the sponsor should this threshold be exceeded.
Beginners' Guide What is Fiscal Policy? Fiscal policy refers to the spending and taxation decisions a government makes to influence the nation’s economic performance.
Beginners' Guide What is Monetary Policy? Monetary policy tools, such as interest rate adjustments, reserve requirements, and market interventions, enable central banks to influence economic activity for price stability and employment goals.
Beginners' Guide Comparative Market Analysis (CMA) vs. Appraisal Find out the difference between Comparative Market Analysis and an Appraisal. Both are tools real estate professionals and investors use to determine fair market value on properties.
Beginners' Guide What is Comparative Market Analysis (CMA)? Comparative Market Analysis is a tool that helps to determine the fair market value of a property by evaluating similar properties that are recently sold in the same area.
Beginners' Guide Understanding Buyer’s Stamp Duty Are you looking to purchase a property in Singapore but are clueless about the buyer’s stamp duties you need to pay? Here’s some quick information.
Beginners' Guide What is a Property Bond? Property bonds, or property investment bonds, are bonds that investors can purchase to contribute to a real estate project.
Beginners' Guide What is Return on Equity? Return on Equity, or ROE, is a profitability ratio that is typically used to evaluate the financial performance of a company.
Beginners' Guide What is Real Estate Depreciation? Real estate depreciation lets investors deduct costs of acquiring/upgrading income-generating properties over time they can generate revenue.
Beginners' Guide What is Real Estate Underwriting? Underwriting is a process where risk-takers would specify the level of risk they are willing to bear in exchange for a specific premium they are seeking, which is also known as underwriting risk.
Beginners' Guide What are Real Estate Mutual Funds? Real estate mutual funds, similar to other mutual funds, are a type of investment that cover a wide variety of asset classes to create a diversified portfolio.
Beginners' Guide What is a Secondary Market? In real estate, secondary markets are markets that are less populated and less dense compared to their primary counterparts.
Beginners' Guide What is a Patio Home? A patio home is a residential property ranging from one to one-and-a-half storey high, with at least one wall shared with an adjacent property.
Beginners' Guide What are Real Estate Debt Funds? A real estate debt fund is a fund backed by private equity, lending short-term capital to potential real estate investors or providing refinancing to existing property investors.
Beginners' Guide What is Net Effective Rent? Net effective rent is derived from the rent that a lessee pays on average per month of a lease period. It is not the actual rent that he/she pays every month.
Beginners' Guide What is an Opportunistic Investment Strategy? Property investments in the opportunistic space involve significant development or redevelopment. It comes with high risk but also offers high returns.
Beginners' Guide What is Net Present Value? Net Present Value, or NPV, is a financial metric typically used to evaluate if an investment opportunity is worth pursuing based on its profitability.
Beginners' Guide Quick Facts You Should Know about Stamp Duties Most of us in Singapore would have heard of the term ‘stamp duty’. But do you know what they are, how they may affect you, and how the Singapore government uses the Additional Buyer’s Stamp Duty to prevent the property market from overheating? Read on to find out more.
Beginners' Guide What is a Modular Home? A modular home is a home that is built offsite in a factory to near-completion before being transported to the actual building site to be assembled.